Is post dating a check ilegal
Post date a check means that you write a check on a day and mention the date of a future day in the check.
i.e., let's say I give you a check today 22 January 2011 and write the check date as 15 February 2011. This means that you cannot cash the check until 15th February 2011 and until then the check is of no value. according to my research if a check is a promise that the it is as good as money, meaning that the receiver of the check can immediately exchanged the check for cash.
Then you cancelled the account, and you had to know that this meant that the check which you wrote would never be good.
Banks have no responsibility to review the date on a check to determine if it should be deposited, paid, refused or rejected (this is in Rules and Regulations provided when an account is opened); On a stale dated check, if customer doesn't want check paid, they should place stop payment on it. According the the UCC, a bank can refuse a stale dated or posted check. If you stop payment then you are not upholding your end of the "contract" and may be sued for the loss to the payee (who the check is made out to) plus what it costs them to take you to court. If you are the person that is issuing the check then no entry is recorded until the actual date that the check is cashed.
If you are the person receiving the check there shouldn't be an entry until the date the actual check is cashed.
This depends upon laws in your particular jurisdiction, but in most cases, there is no such thing as a "post-dated check" in the eyes of the law.
When you write the check, you should be capable of honoring it immediately.
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If you can be sure that the check won't get to your account before the date you have on it that is fine, but you need to be sure you have money to cover it.